Business Deposit Accounts

Small Business Checking
Small Business Checking with Interest
Grand Business Checking
Grand Business Checking with Interest
Grand Business Money Market Account

Small Business Checking

This account is for you when: you have fewer than 200 transactions per month on your account, including account withdrawals and items deposited, and you want to earn interest on your balance.

Features include:

• Competitive balance requirement needed to avoid a service charge
• $100 to open the account
• ATM/Check Card on approval
• Grand Business Banking
• Grand Banking by Telephone
• 200 transactions each month at no charge
• Check images returned with your statement

Avoid monthly service charges by maintaining a $3500 minimum daily balance and
200 transactions or less each month. $15 monthly service charge and $.35 per
transaction after 200.

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Small Business Checking with Interest

This account is for you when: you have fewer than 200 transactions per month on
your account, including account withdrawals and items deposited, and you want to
earn interest on your balance.  This account is not available to partnerships or for-profit corporations.

Features include:

• Competitive balance requirement needed to avoid a service charge
• $200 to open the account
• ATM/Check Card on approval
• Grand Business Banking
• Grand Banking by Telephone
• 200 transactions each month at no charge
• Check images returned with your statement

Avoid monthly service charges by maintaining a $5500 minimum daily balance
and 200 transactions or less each month. $15 monthly service charge and $.35
per transaction after 200.

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Grand Business Checking

This account is for you when: you need a checking account that provides for
unlimited transactions with no balance requirement* and an earnings credit that
allows your collected balances to offset any service charges.

Features include:

• $200 to open the account
• No monthly transaction limit
• ATM/Check Card on approval
• Grand Business Banking
• Grand Banking by Telephone
• Check images returned with your statement
• Earnings credit based on balances maintained in the account to offset any transaction fees and service charges

*No minimum daily balance required. Earnings credit calculated on average monthly
 collected balance. No limit on monthly transactions. $15 monthly service charge. Other service charges as listed in the fee schedule may apply.

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Grand Business Checking with Interest

This account is for you when: you need a checking account that provides for unlimited transactions with no balance requirement and an earnings credit* that allows your collected balances to offset any service charges. This account is not available to partnerships or for-profit corporations.

Features include:

• $200 to open the account
• No monthly transaction limit
• ATM/Check Card on approval
• Grand Business Banking
• Grand Banking by Telephone
• Check images returned with your statement
• Earnings credit based on balances maintained in the account to offset any transaction fees and service charges

*Earnings credit calculated on average monthly collected balance. Minimum daily
balance of $1500 required to earn interest. $15 monthly service charge. Other service charges as listed in the fee schedule may apply.

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Grand Business Money Market Account

This account is for you when: you maintain higher balances in your account to
offset service charges and want to earn interest on your account balance* while
limiting your monthly transactions.

Features include:

• $200 to open the account
• Monthly transactions limited to a maximum of six with three of these payable to a third party
• Grand Business Banking
• Grand Banking by Telephone
• Check images returned with your statement
• Earnings credit based on balances maintained in the account to offset any transaction fees and service charges

*Earnings credit calculated on average monthly collected balance. Minimum daily
balance of $2500 required to earn interest. $15 monthly service charge. $10 transaction fee over six transactions. Other service charges as listed in the fee schedule may apply.

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